Gift cards rank high on everyone’s holiday wish lists. According to The UK Gift Card & Voucher Association (UKGCVA), gift card and voucher sales have been steadily increasing in the UK, with a 6.14 percent increase in Q4 of 2014.

Card issuers are replacing their existing cards with chip cards because of changes happening in the payment networks in Oct 2015. If you check your wallet, chances are you already have at least one chip card in it.